About Contractor's Choice Agency
Dedicated to providing specialized insurance solutions for the recreational mini bike community.
Our Story
Contractor's Choice Agency was founded by Josh Cotner with a simple mission: to provide insurance coverage that actually understands the needs of recreational vehicle owners.
After experiencing firsthand the frustration of trying to insure mini bikes through traditional carriers, we realized there was a gap in the market. Standard auto insurers don't understand recreational mini bikes. Homeowner's policies often have exclusions or inadequate limits. Riders deserved better.
Today, we're proud to offer specialized coverage for mini bike and pit bike riders across all 50 states. Our team understands the recreational vehicle community because we're part of it.
Josh Cotner
Founder & Principal Agent
"We built this agency because riders deserve insurance that values their bikes as much as they do."
Why Choose Us
We're not just another insurance agency. Here's what sets us apart.
Specialized Expertise
We focus specifically on recreational vehicle insurance, giving us deep knowledge of your coverage needs.
Nationwide Coverage
Licensed in all 50 states, we can protect your mini bike no matter where you ride.
Fair Valuations
We understand the true value of your mini bike, including aftermarket modifications.
Personal Service
Work directly with our team, not a call center. We're real people who care.
Our Office
Based in Arizona, serving riders nationwide.
Headquarters
123 Insurance Way
Phoenix, AZ 85001
Ready to Work With Us?
Let's find the perfect coverage for your mini bike. Get a free quote today.